The linked Archived PayPal Community post you show seems inaccurate. The Adminstrator's reply links only to the broad page showing PayPal Legal Agreements (https://www.paypal.com/webapps/mpp/ua/legalhub-full?country.x=US&locale.x=en_US) and does not specify where in any of the listed documents proxy use is against PayPal's terms. I thoroughly read through PayPal's entire User Agreement, Privacy Policy, Acceptable Use Policy, Electronic Communications Delivery Policy, Infringement Report Policy, Anti-Money Laundering and Counter-Terrorist Financing Statementand Policy Updates. Only one mention of "proxies" or "proxy" was in any of these documents. The reference is in the User Agreement (version from Feb 25th, 2014). This is from Section 9: Restricted Activities, sub-section 9.1, item (q): Section 9.1 Title: "9.1 Restricted Activities. In connection with your use of our website, your Account, the PayPal Services, or in the course of your interactions with PayPal, other Users, or third parties, you will not:" "q. Take any action that imposes an unreasonable or disproportionately large load on our infrastructure; facilitate any viruses, Trojan horses, worms or other computer programming routines that may damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or Information; use an anonymizing proxy; use any robot, spider, other automatic device, or manual process to monitor or copy our website without our prior written permission; or use any device, software or routine to bypass our robot exclusion headers, or interfere or attempt to interfere with our website or the PayPal Services;" This only bans anonymyzing proxies, not all proxies. Further more, VPNs are not proxies - the technology is completely different. Even if this statement banned all uses of proxies (which it does not) it would not imply any ban on VPNs within PayPal's User Agreement. So, it would not appear that use of VPNs or non-anonymizing proxies for accessing PayPal for legitimate purposes is in any way against the terms and conditions. Perhaps the legal agreements have changed since the Administrator's post in 2011? Howver, I suspect that the VPNs and/or proxies might be triggering fraud monitoring/fraud detection tools. That might be where the additional security issues come in?
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