No matter the terms of an eBay sale, those terms can be overridden by eBay if you use PayPal. Did you sell something with no warranty and no returns? Did you assume once your shipment was verified delivered you were all done? Think again! Ebay's Buyer Protection Plan assures BUYERS they will be happy, no matter what, at SELLER'S expense. Even if seller has performed all duties and responsibilities, they can be coerced into taking returns, issuing refunds, doing warranty work and in effect offering their item on approval, because eBay will simply have PayPal hold their funds until they do as buyer wants. Sellers, if you ship an item and tracking data indicates it was delivered safely, don't think you're home free. If USPS says the shipment was delivered but the buyer says he never got it and files a dispute, you are very much on the hook! Did the Post Office steal it? Is the buyer lying? Did someone take it off the front porch? Who knows, but the one party who doesn't have to worrry is the buyer because eBay is holding seller's funds! And they won't release those funds until the buyer says he's happy and agrees to release the dispute. Assuming USPS sticks by its tracking information, they will not accept responsibility, so guess who guarantees safe delivery? That's right - the eBay seller! So, sellers beware, if you sell on eBay and use PayPal as your banking partner, its probably just a matter of time until you have funds held at the whim of some buyer. And yes, you will comply with unreasonable buyer demands, possibly even fraud, because eBay and PayPal will hold your money until you cry "uncle". I've been held for ransom twice now within two months now - once in a specified no-warranty sale, and the second on a USPS verified delivery just as described above. I never know any more what I have available in my PayPal account because it is always subject to eBay's capricious "holds" which can literally pop up at any moment. PayPal has effectively given an impulsive eBay access to my pocketbook and that is turning out not to be a good arrangement.
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