You are absolutely correct in your opinion. When PayPal became greedy (what is behind their changing their "procedures") and tried to become a bank is when I quit dealing with them. I am quite capable of handling my own financial affairs and do NOT need people I've never met or know to handled my funds FOR me. Only lazy, mental midgets would fall for a scam like that! Sorry, folks, but I call it like I see it! Look at it: they get fees for the followoing (and this is on EACH item you place for sale): listings, selling, transfering funds back and forth, late fees, etc. By the time they finish draining your account in order for YOU to make any money or get paid a fair iprice for YOUR merchandise you have to price it for more than it is worth! Rip off artists, first class! Believe it!
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