same problem,it gave me instant transfer from a bank account when buying stuff on ebay while my account does not have cedit cards etc set up.was only my bank account set up.. at first when i started ebay,it would do echecks for bank transfer payment..then later i noticed instant payment transfer from bank account(which i prefer over the echecks)stoped working and switched back to echeck on june 2013 So why give instant payment from bank account that is not link to credit card etc??? only to switch back to Echecking for bank...
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