Thanks for the advice, but I was told they cant re allocate nor can they allocate to a specific item / offer even if I call up . I made minimum payments and then additional as u suggested already.... all applied to longest term because it has the highest interest.... apparently that's the rule. I'm going to contact citizens advice but I think it is probably in the small print and no way around.... lesson learned unfortunately. Thanks for all the info tho 🙂
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