For all intents and purposes, I have 400 dollars in my Paypal account right now but I want to make a purchase that is slightly greater than 400 dollars (specifically, 406 dollars) so my question is, when I make the payment, will Paypal use the 400 dollars in my account and then take the difference from my bank account or will it ignore my Paypal balance altogether and use my bank account for the entirety of the purchase? Consider how long it takes to transfer between the bank and Paypal's accounts, I would be really happy if I found out that it takes just the difference. Otherwise, I'm going to be pretty boned.
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