I agree. PayPal and BillMeLater is such a scam. PayPal forces you into taking the card if you want to be verified to remove spending limits or give them your back account info (never going to happen). Then when you choose to have a different CC as your primary choice Paypal still defaults your purchase to BillMeLater first, and there is no way to change it even though you have selected a CC as your default. So they now force you to take extra time by having to go in and change payment option and select your default CC. So when your in a rush to pay you end up getting a random bill wondering where the charge came from, which then causes you to have to research what was bought.
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