It should be made easy to opt out of this agreement. A link on pay pal should be made available. I have problems writing with my hands and have no one to help me, consider that next time you say it must be in writing and sent through the mail. I want to opt out because I have a 1,200.00 dollars that goes way back when pay pal opened. They have made billions of dollars since then and you would think they would of learned that they should pay off what they owe people. I like pay pal but they have turned into a big business that only looks out for themselves money wise. I would like the money I lost when they didn't have policy in place to protect people. It happened to me way back then, but now with new policy going into place I will lose that money and any chance of getting it back. Thanks for nothing I guess will be my response to the new Agreement to Arbitrate (Section 14.3) going into effect on December 1, 2012.
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