"Be forewarned though that PayPal will do ID/business check when you upgrade" What do you mean by ID/business check? I do business under my own name. It's not an LLC or anything. No EIN. "ask the schedule service if there is any particular reason the PayPal account has to be a business one since you already have a personal one that is working fine so far" I will and then include their response here. Thus far, I've only accepted cash payments, so my personal PayPal account has never been used for anything related to my business. If I upgrade, will I still be able to use the now business paypal account for personal use? If I open a second paypal account for business, do I need to use a different email address and bank account? "On the other hand, I suspect that there is an overall number of transaction limitations to personal account before you would need to upgrade or make a business account anyway." I make about 500 cash transactions per year at this point each less than 25 dollars.
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