I honestly don't even understand why you need good credit or a minimun cash flow. I have a bank account and just transferred the rest of my Christmas money to my Paypal. The reason for doing so was because I was hopeful at winning an Ebay auction. I didn't and now I don't have time to sit and wait for the transfer to finish and THEN transfer it back. Wouldn't be a problem if I had a debit card. And it's not like I could use the debit card without money in my account anyway, so why the credit check?
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