I have also the same problem 😕 since I have enough money on my account, I have been trying to pay for more than 5 days, and it did not work at all, always got the same error, because of this problem the seller opened unpaid items cases, and I got 11 unpaid items recorded. I contacted him, but the seller did not want to help me with this, he thought I was not telling the truth, and I am just waiting for the moment that my account becomes suspended or blocked by ebay 😞 I have to pay for some more items, and if my account does not start working today, I will get more unpaid items recorded 😞 I contacted my bank, they said that everything is fine, and that there are no limitations, nor any refusing of the card. I was always paying via my paypal account (from October), almost every day, and everything was just fine. What can I do??
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