I would like to hear feedback from other PayPal users in a similar situation to find out what percentage is held and for how long. I have another merchant account that has very competitive rates, is regulated by the banking industry and typically clears most transactions in a day. I am hesitant to add PayPal as an option for payments. My individual sales can be between $50 to $2500. Cash flow is key in todays market with moderate margins and a desire to turn inventory. In the last 3 years we have never had a single customer service issue and stand behind our products 100%. I understand PayPal wanting to mitigate there risk but to have cash tied up for weeks is just not acceptable.
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