A friend of mine who works for PayPal told me the soul purpose of the 21 day hold isn't to help the seller or buyer. If PayPal holds 2 million payments for 21 days, assuming each payment held was worth $10.00. That's $20,000,000 growing interests for 21 to 35 days. That's why PayPal's attitude is so capitalistic. The point is to keep making money regarding what happens. Kind of like Don King's attitude. It's brilliant if you think about it. I would not be chocked to find out that a mobster was behind the whole idea of PayPal.
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