I'm not suggesting me leaving PayPal will hurt them in any way. My post is just reminding people that there are alternatives. Personally, being denied our 3rd loan very nearly crippled our business. And like others on here, there is nothing more frustrating than being told by a computer "no" and then human beings not being able to understand why, and not being able to do anything about it. PayPal have to offer WC in this way otherwise it would be a "loan". When I called the bank, I spoke to a person, who listened about my business about our plans and goals, and then made a decision. In doing that, we also discovered alernative payment systems that will be much cheaper (half the price) than PayPal. Now, we are not tied down to PayPal either, as we were when our WC was active. We really liked the WC system, and would have used it again. But it has some serious flaws. It turned an awful situation into a positive one. For the record, my credit file is awful and the business has not had any credit before. I was quite shocked they went with it, but they did. If people have a business account, have had it for at least a year, and money goes through it, I would highly recommend talking to them. Either way, you will get a clear decision. No "error messages" that seem to be incoherent.
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