Hi, I just spoke to PayPal. I only had to wait like 2 minutes to get to a live person. Anyway, my refund is being credited back to my credit card account. I asked them what their policy is if I had used a bank account. The representative told me that you would have a credit in your PayPal account. They do NOT automatically put it back into a bank account. This makes sense. For credit cards they have to pay a transaction fee. If they reimburse the credit card, their transaction fee gets reimbursed. With a bank account they do not incur such fees so they hang on to your money until you instruct them what to do with it. So if you were refunded and your refund is not showing up as a credit in your PayPal account you should call them right away. Just go to PayPal Help and you'll get an option to telephone or e-mail them. If you choose to phone them, you'll get a special PIN number that's good for 60 minutes. When you call you enter that number when prompted. You should get through to someone in short order. I had to say "where's my refund" a couple of times but once I did that they stopped with the automated service and put me through to someone quite fast. Good luck
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