Any hold is not protection but thieft by deception IMO. I pay for an item on ebay. The item Im informed within a few minits of auction end is not available. They refund my money . PayPal decides to put a hold on my funds. WHY!? Becuase you earn an intrest even off thew smallest hold amount that endsup being a nice lump sum at the end of each quarter. I will finish my transactions and close my PP&Ebay and join the band wagon to let everyone know of your thieft and try to get an honest online auction house and banking system.
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