There is no way to make credit card payments as the primary method of payment in PayPal. They specifically and deliberately have direct bank transfer as the primary mode of payment and this cannot be altered. Yes, one can pay by credit card per each individual transaction, but not as a general primary payment method. Obviously this is because PayPal avoids paying the credit card fees this way. Most users are too lazy to switch to credit card (even though this gives additional protection to each payment), therefore PayPal avoids the fees per each transaction, thereby saving itself hundreds of millions each year. Unfortunately PayPal does not pass on this savings to us, the customers, but pockets it. It is important to pay by credit card through PayPal for each transaction to gain the additional protection. Hope this helps.
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