Yes, I've gone down this path, or attempted to on both the Android PayPal app and my desktop computer. Both fail with errors: Now that you mention it, supplying your banking username and password is a stretch, though most banks use at least two factor authentication. Maybe their (broken) system takes this into consideration, since upon first entering your banking UN and PW, you are then asked to additionally enter info only your bank would have on file - demonstrating your bank and PayPal are communicating.
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