I (foolishly, I'll admit) fell victim to a verification scam on Craigslist. The same one documented on this site; the names and e-mail addresses and URLs are different, but the e-mail the person received after their 'verification' was the same one as mine, down to the URL mentioned in the mail. The gist is this: The company running the site would (supposedly) only use your credit card to verify that you're of age, and do some sort of background check, I guess, to make sure you're not a crazed axe murderer, at which point you'd receive the other person's contact information. In reality, what happens is they charge you 40 dollars for crappy porn. Now. I'm doubtful that there's any hope of getting my monies back, since those types of sites usually have crazy pages of legal doublespeak that somehow makes it so ripping you off is legal - so I'm willing to accept that it was a $40 dollar lesson on the internets and ways they can **bleep** you. My main concern, then, is safety and security. Having the foresight to use a secure card (read: being too lazy to dig out my actual physical card), I decided to use a single-use PayPal secure card, which I promptly closed once I realized what had happened. So, am I safe? I mean, the card was single-use anyway, and it's been closed on top of that. They can't use it to do any crazy fraudulent things with it? Secondly, do I have any hope of disputing the charge and getting a refund? - 40 dollars isn't an insane amount of mony, but it's a lot when you're working minimum wage. I'm rather new to getting ripped off, so I have no idea where to go with this.
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