but he's not giving you the upside to it. Banks will now start charging for monthly fees just for using debit cards, Wells Fargo, Bank of America, Suntrust... and well, Paypal does not charge for using it (yet), so since Paypal takes the money off the bank as a bank transaction, you won't get any extra fees from banks or Paypal. I rather have them check my credit and hand me a debit card, than having to pay fees for a debit card as if it was a credit card.
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