I'm confused about this also. I purchased an item through EBay on my Visa Card for $29.99 + $8.95 shipping. It was defective and I sent it back for a refund - and had to pay another $9 for shipping it back. I'm out about $48. The seller said he sent a refund. I checked my PayPal account and it shows: $29.99 - $1.17(fee?) = $28.82. Now in order to get this amount back I've got to pay PayPal another fee on top of it since I don't have a bank account. I guess I'm out the $18 shipping charges. But I figured I was going to get back the full $29.99 cost and (thought) PayPal woud credit my Visa card from whence the payment originally came from.
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