I'm sick of this policy too. I want to use my credit card for all paypal payments, NOT MY CHECKING ACCOUNT. I've been purchasing on Ebay and using Paypal for years. I'm over $10,000 in purchases. I don't give Paypal access to my primary checking account - where I have all my money, why should I? That is too dangerous to my money! Who knows what can happen, who has access, how good is the security?. So I set up a second checking account specifically for Paypal so I can stay verified. But, of course Paypal won't let me set my credit card as my preferred payment method. I've had many conversations with them over the phone - there is no way. A couple of times a transaction passed through my checking account by error. I don't keep enough money in that account, and I get a $35 overdraft charge each time it happens! I decided to contact my bank and block all outbound payments from my checking account to prevent this from happening again. Guess what? Paypal shut down my account when they discovered it! I had to go through the verification process again and resubmit my checking account to fix my account. Why is it I'm "verified" only when you have access to my checking account, Paypal?? You know who I am. I've spent over $10,000 over the years and purchase at least 4-5 items each month for my business, so you know who I am. I AM ALREADY VERIFIED!! My credit card has never failed for payment. Another $35 overdraft fee today from my bank, when it should have been through my credit card. I'm sick of this. LET ME CHANGE MY DEFAULT PAYMENT METHOD TO CREDIT CARD, PLEASE! Stop this strong arming of your customers. If we purchase on Ebay we have to use Paypal, and you know it. I'm surprised this is even legal. Certainly not in your customers best interest. Listen to your customers, Paypal. Stop this nonsense.
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