@kernowlass (re: @Roald95 question of the F/F payment option disappearing on personal accounts) This portion of your answer makes the most sense regarding many users' concerns that the "Friends and Family" payment option has disappeared from their personal accounts: >>>However sometimes paypal remove it as an option if sellers are using it to receive goods/services payments and thus evading paying their seller fee.<<< Like a lot of people, I'm sure, I have family members (we are all in the U.S.) among whom we share expenses at times, and when we reconcile as to an amount owed to one of us, we have used Paypal to send money. It can amount to several hundred dollars, though usually not. It appears, and as I suspected once I could no longer locate the F/F option on my personal account, that Paypal's algorithms detected these larger periodic amounts as payments for goods or services, and thus removed my F/F option. There is no notification of this, given other people's concerns about the same issue... nor, apparently, any opportunity to appeal. For people who legitimately are sending money to friends and especially to family, i.e. loans or gifts for school tuition and many other personal, non-business matters, this unilateral action by Paypal amounts to summary action. It is patently unfair and an affront to its customers.
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