I have used pay in 4 about 8 times and almost everytime i have made some payments before paypal tried automatic payment and i pay the installment then paypal puts same exact payment thru again and it gets declined cause i use a card to pay that is not attached to my regular bank account so i deposit just enough to cover my payments on the card so i get message from paypal saying my payment was declined and i need to pay it's late when in fact it wasn't late and paid early. So basically i guess you really get punished for paying early because now i am declined to use pay in 4 again I believe my account should be corrected and my rating with pay in 4 because i am being penalized for paying late when i actually paid early. I don't think this is fair and should be corrected on paypal's end immediatel.
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