same thing happens to me after 25 loans and over 2.5m borrowed. i always pay back early, even during covid when they stopped taking auto payments, i paid them back manually and on time. at this point it is most likely not going to come back and instead of announcing it and having us jump ship to other merchants, they are dangling the carrot in our faces so there is not a mass exodus. i would suggest cutting ties with paypal, i do not see it coming back at all. when you call they all give you the same scripted response
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