What's the point in using Pay In 4 if they "Pre-authorise" 3/4 of the final payment which makes the bank seize my money for several weeks before they cancel the false charges? It has done it with 2 different purchases now so I might as well just pay for the purchase straight up because i'm no better off and I just end up having to watch my bank constantly to make sure they don't authorise the false charges causing PayPal to charge me again.
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