thanks, @kernowlass. I posted the questions because I found the PayPal page inscrutable. I can't figure out which of the numerous listed fees would apply in the situations I describe. Looking at https://www.paypal.com/us/webapps/mpp/merchant-fees, is it "Paypal checkout", "send/receive money", "standard credit/debit card", "other commercial transaction", etc. Or something else entirely? Which of these (if any) applies to the three scenarios - paying with PayPal balance, linked credit card or linked bank account? THanks
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