Not sure if you're a PayPal employee or not but if you are I suggest making a recommendation to notify users when their account information is verified periodically. This just happened to me today without any warning and caused a panic that my account had been compromised. The alternative is to periodically e-mail account holders asking them to login to PayPal and verify their banking information manually. This way the account holder is aware of this prenote check and doesn't cause undue alarm, or in same cases a full account closure at the bank to avoid fraud. Just my two cents though.
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