Anytime I have had money held it as due to paypal suspecting there could be fraud. Most often it is from very new accounts or accounts that the transactions are out of the ordinary. Also tends to be a bit worse if you are international, I am from Canada and most of my clients are American so sometimes my first payment is held. When I first opened my new business it was a lot worse, but now not so much. Usually it's cleared within a few days.
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