I appreciate your answer. My problem stems from trying to update a new card from my bank and being unable to do it. At first, I didn't realize that my bank wanted to okay it before it went through (I had no such problem the first time I linked one of their cards to PayPal). Since I tried to do it without my bank's okay (unknowingly), PayPal couldn't process it and thought somebody was trying to commit fraud. PayPal could have sent me a text, email or some kind of message letting me know that something was peculiar about my account at that time. They didn't. They could have sent a message to my bank letting them know that somebody was trying to use one of their cards in a suspicious manner. They didn't. Instead, they locked my account (they say they are "limiting" the account, but let's call it what it really is). In order to use the account again, they want me to send a copy of my state-issued photo ID/license and a card statement from my bank with my name on it (2 statements, actually, since I had two cards from two separate banks on my PayPal account). To me, that is a lot of sensitive information to be sending out over the internet to people I have never met. I talked to my banks about the situation; neither of them have heard about such a thing happening and both recommended not sending out that kind of information-- confirming what I was already thinking. As I said, one card would not go through to my Paypal account, but I still had another card linked to Paypal. I decided to go to that second card's bank and had them "kill" that card before issuing me a new one with all new numbers; this way, PayPal has no access to that bank account. PayPal can "limit" my account all they want; the account is useless to both of us, now. If they want to come up with a better way that feels safer to me of letting them know that it is actually me trying to make changes to my account, I will consider keeping an account with them. Until then, I am going to utilize other methods of doing online purchases.
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