My opinion is people didn't wait till the last minute to pay their bills this wouldnt be an issue. You can go online at anytime and schedule a payment but people seem to have a bad habit of waiting till the due date or the day before the due date and then when the bank needs to run its normal routine its all of a sudden the banks fault instead of the consumer that procrastinated. Any person with an iota of common sense would know that all banks are crooked anyway so why fuel their fires. My belief, if you get a fee its because you were blind enough to toss the terms aside and use the card with the thought that wow this bank is nice they gave me credit. Using a card without reading the terms and conditions is like starting a new job and sleeping during the initial training weeks. You may be able to jump on in and figure out whats going on but there will always be that one all important lesson that will come back and to haunt you when your manager asks you to do a special project.
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