Original credit purchase was Nov 6th '21, and was £369.99
Minimum payment was £30, but I paid £100 on Dec 3rd '21.
Saw a message (Paypal App) before Jan 1st '22 that said I could ignore minimum payment if I already covered that payment.
Yet i've just been charged a lateness fee of £12. Despite paying enough to cover 3.3 months' minimum payment.
How can I dispute this?
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