As others have indicated, you can usually change your payment method each time during checkout, on the "Review Your Payment" page. You can also change your default payment method in other limited circumstanes: When making recurring payments: If you set up a Recurring or Automatic Payment, or authorizes a merchant to charge your Account on your behalf, you may select a Preferred Payment Method for all future payments to the merchant. (The only credit product that PayPal supports for recurring payments, though, is the PayPal Plus Credit Card.) Use of a PayPal credit product or co-marketed credit or debit product: If you have a PayPal credit product (PayPal Plus Mastercard, Bill Me Later, PayPal Buyer Credit), or a specially-designated credit or debit product issued by a PayPal marketing partner, you may select it as the preferred payment method for all future payments made through PayPal. This puts the PP credit product in the #2 spot for funding methods. If you select “Quick Pay” for PayPal Mobile payments, you will not be able to select a Preferred Payment Method for future PayPal Mobile payments made with Quick Pay. PayPal will always use a PayPal Account Holder’s Balance first, even if the Account Holder selects a different payment method for a purchase, unless you've indicated that a PayPal credit product as your preferred funding method. In my experience, if you want PP taking money from your credit card instead of your bank account, either don't link your bank account in the first place, or change your funding method on each transaction. Be aware, though, that in the U.S., at least, your account cannot be in Verified status without linking your bank account. A Verified account status removes a lot of limits (sending, receiving, withdrawing) on your account.
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