chuggerguy

Greetings,   I set up autopay to pay $90 per month on my due date. My due date is the 4th. Since this coming 4th is a holiday, is there any possibility it won't process until the 5th and it would be considered late?   If I don't get a definitive answer, I'll make the payment manually. But I'll like to know for certain that I can simply set up autopay, let it do work as intended, and never be late. Since that's what it's intended to do, my assumption would be that I don't need to worry.   Thanks, Richard   ... View more

I'm new to Paypal Credit and trying to get a feel for it... to avoid paying interest. My Paypal Credit summary was telling me I had a minimum payment due of $27 and an "Amount to avoid Standard and Deferred Interest" of $75.18.   As a test, I made an early one time payment of $5.18.   Once it cleared, as expected the minimum amount due decreased by $5.18 to $21.82, my available credit increased and my balance decreased. No surprises except that the "Amount to avoid Standard and Deferred Interest" did not change. It still said $75.18 to avoid interest. Not understanding why that amount would not have also adjusted to take the payment into consideration, and not wanting to pay interest, I made another payment for $75.18.   That payment has now cleared, minimum due went to zero, balance decreased, available credit went up as expected. But "Amount to avoid Standard and Deferred Interest" still says $75.18 to avoid interest despite having already paid more than that. Shouldn't that number have changed to zero too? To let me know where I stand?   Not a big deal since I can keep track of what I've paid but I'm confused why that number doesn't change. And I don't what to get hit with surprise interest. ... View more