I have protected my PayPal account with two-factor authentication and turned off SMS as a two-factor method, as it is not secure. However, recently PayPal started offering me "Log in quickly with a one-off code" as a login option. In fact, "Log in quickly with a one-off code" is even less secure than having SMS as a two-factor authentication method. Effectively this method bypasses my password and Authenticator token and uses only my phone for authentication, meaning that someone could steal my SIM card and then get into my PayPal account and make unlimited purchases. I am very annoyed about this, I do not want PayPal adding authentication bypasses to my account, I want it to be secured using the method I have chosen. I called up and asked for this to be turned off, and the person I spoke with agreed, but PayPal is still offering this option. Does anyone know of a way to turn it off? I want this option turned off completely and permanently. I do not care if it is more "convenient". There are hurdles to jump through before my bank account to be accessed for a very good reason, and I do not want them bypassed. Any help would be appreciated.
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