None of my devices are hacked. No one has access to my account. As always, I have been extremely careful about my digital footprints: only shop with well-known and reputatble online merchants; never randomly leave my personal details anywhere, not even my real name; when I need to enter credit card information, I make sure I switch away from shared wifi networks; I don't even trust my own personal computer enough to save password on it; when I enter password on a website, I don't just type in the password, I will type out e.g. numbers 1234567 abcde...etc on a word file, then copy and paste each letter I need to form the order of the password to guard against possible keylogger malware (which has yet to be found on my computer). So, it's definitely a data breach somewhere where my credit card information is stored. Amazon? Nope. Amazon will inform me if my account is breached. And in the last 20 days, I have received one and only one notification of a suspected data breach - from Paypal. Of course Palpay didn't admit there's a data breach, it only said "suspicious activity detected" so we have to freeze your account. What kind of suspicious activity serious enough to render a freezing of the account? No attempts to transfer money out. What activity except a data breach on Paypal's end? Suspicious activity detected 19 days before my credit card is used in unauthorized transactions. Coincidence? Well, you can always argue that. But from the evidence, Paypal is most likely the origin of the data breach. That's why I wonder if anyone else have received similar notification from Paylpal, then got some unauthorized credit card transaction. And yes, I've reported the unauthorized transactions to the bank, within 15 minutes of the incident and my card immediately cancelled.
... View more