Just an update. Paypal Credit aka Synchrony Bank rejected my payoff attempt while crediting a lower amount processed through the same method/account on the same day. My bank indicated NOTHING attempted to hit the account in the amount of $1500.00 from Paypal Credit. Later that day, the Paypal Credit system accepted the payment. I called customer service and they issued a check for 62.02 in overpayment. The very next day Paypal Credit manually adjusted and reversed the closeout payment of $1500.00. I filed yet another complaint with a Federal Agency. Just for fun I called Paypal Credit and had their phone agent submit yet another payoff request for the very same account. We'll see how it goes. My advice to anyone considering the use of PayPal, PayPal Credit, or Synchrony bank, especially they're being the service provider for big-name retail companies is always BAD NEWS. Run from the potential DO NOT WALK. It's like visiting a Wild West Banana Republic of Deceptive practice finance and it will not only hurt your wallet but nearly drive you insane in the process.
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