I also have no plans to allow Paypal access to my bank account, as that leaves no recourse if one of thousands of their employees decides to steal my personal info AND ALSO can just empty my account. I'm not paranoid about the issue, I have many online accounts, but this policy is intrusive. Not to mention, in order to get a credit card, I need to provide information about my entire financial picture...it isn't worth the risk to buy some jewelry, used books, and designer clothes I really don't need anyway. SELLERS...you are the ones who can put pressure on the company to change the policy. I'm nearing my $10,000 limit, have 100% buyer satisfaction, and guess what...with few exceptions, I can get similar prices on Amazon. As for the rest...well, if I can't buy directly from the seller, and Amazon doesn't have it (we are now getting down to darn few items)...there are other sites. By the time I look around, I realize, I can buy it new or don't need it. In fact, this policy is so intrusive and coercive I think it could undermine the company's efforts to expand scope. I now put them in the same category as some of the eviler credit card companies. I imagine the "Paypal Repo Police" (think black suits and a white van with only a blue and purple stripe to identify it) going to people's houses to collect crystal Christmas ornaments, coffee table books, high end shoes, and slightly used stereo equipment; some anonymous voice on the answering machine announcing the new interest rate of the highest allowable, based on my paying the phone bill two days late (oops), applied retroactively, and I now owe twice what I did yesterday; endless emails with fine print saying if I continue to use the account I agree to allowing the company to bombard me with targeted ads in every medium imaginable; but mostly, it just doesn't give me that warm, fuzzy feeling about Ebay/Paypal. I suddenly realized, when I tried to let them know my concerns, that getting in touch with an ACTUAL HUMAN BEING is next to impossible (c'mon, the email system is largely automated, like ELIZA), and if you do, so what? I wonder if the customer service department even has a mechanism to let upper level managment know the number of complaints about this. When the $10,000 is spent, I'm done.
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