Thanks for that reply. However, here are my options on that link. NONE say "don't use balance first" or "use credit card first" ???? Preferences for receiving payments Allow payments sent to me in a currency I do not hold: This setting only applies to the currencies that you can hold in your PayPal account. Learn more Yes, accept and convert them to U.S. Dollars. Additional charges apply No, deny the payments Yes, accept payment and create new holding balance in that currency Block accidental payments: You may prevent accidental payments by blocking duplicate invoice IDs Yes, block multiple payments per invoice ID No, allow multiple payments per invoice ID Block the following payments: Pay with eCheck transfer for all website payments except eBay. Note: You may not block eCheck payments on eBay. Block non-U.S. shipping addresses: Yes No For the items not sold on eBay, only allow payments from customers with confirmed address Yes No Ask me Display "Add instructions to seller" text input field: Yes No Block payments from users who: Have non-U.S. PayPal accounts Initiate payments from the “pay anyone” subtab of the Send Money tab (If checked, you may enter an alternate payment URL for your buyers) Save
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