Paypal Credit is Paypal Crap. It can only be used to pay a small list of approved big chain affiliates; you can't use it for anything else. You can't use it to pay smaller companies or independent vendors. You can't pay other Paypal users. Unlike an actual major credit, which works pretty much anywhere and with anything (even on Paypal), Paypal Credit has no functional use outside of a pint-sized niche of very specific online vendors like Ebay and... Ebay. And this is after you've given Paypal your SSN, banking details, legal name, address, income bracket and so on, all the things a real big-boy credit card asks for. Why bother? Just use Paypal and connect it to one of those actual credit cards.
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