I am a student from India and I made an international payment to a e-commerce company (to US if it matters) but there was a problem with the order hence they are willing to refund part of the amount. I am aware that I can't receive payments as yet because I haven't upgraded my account to business type. The reason I haven't is I don't have/own a business, I'm just a student so what should I put in Purpose code under Describe your business? Also while receiving a payment from the company am I liable to pay any charges?
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