I had this issue after paying off 4 loans. I once had an Etsy account but closed it. I do business elsewhere. I did call Paypal and found out that I am not the only one who has complained about this. It is an algorithm issue according to the very nice Paypal lady. She claimed that it was being addressed but could not give me a time line on it (hours, days, weeks?) when it would be repaired. I have actually considered reopening an Etsy account just to dodge that issue. Once a sale goes through there with Paypal it should erase the issue in getting a Capital loan from Paypal (I assume). So it's wait it out to be repaired or try and beat the system!
... View more