If the fee is not recorded on your PayPal account statement, you need to contact your bank asap. I had a suspicious charge for $40+ on my bank statement that was recorded as "PREAUTHORIZED DEBIT: PAYPAL INST XFER". According to a PayPal representative, the charge was unknown to them and not typical protocol. I immediately filed a claim with my bank. I am 100% positive I did not complete such transaction + PayPal does not charge unknown fees, which means the charge is most definitely fraudulent.
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