Agreed. Their system is a joke. The moment an order is cancelled, whether it be by you or by the store you bought from, the pay in 4 option is immediately removed from your account for a certain period of time and PayPal gives you no option to dispute the outcome and explain what happened. I recently got my service back and because I demanded a refund for an order I made because it never arrived, I immediately got the Pay in 4 option removed again, with once again no option to dispute it. Their system is painfully flawed and I hope other pay in installment services destroy the one and only reason PayPal pay in 4 even has a competitive chance, and that's availability.
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