It took me a LONG time to find this, but here it is. Click Send & Request. Click Send. Enter the receivers name, email or phone number and click Next. Enter the amount you want to send. Click "Continue". This takes you to the preferred payment screen, with the "send payment" button at the bottom. But, at the top, in the box just under the amount you want to send, Click Change next to the default "paying for an item or service." this will allow you to change it to sending money to friend or family. I wish I had found this prior to paying some hefty fees. I hope it helps someone else here.
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