last night i attempted to use 2 credit and 2 debit cards to buy an item. all were blocked (denied) with something about my mailing/billing address. i found nothing wrong. opal has no working phone and hasn't resolved problem. i missed out on a purchase. then i opened ppal credit. now it won't even open to use it. i think i need ppal on phone for this, but ppal says there is no customer service available. how bad can ppal get?! any help appreciated, dave
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