I had to wait almost 4 months to get it back so i guess it varies from person to person, i tried using it for the first time since i got it back and it glitched out again! so i guess its just not as reliable as the apps like klarna and afterpay, i really recommend afterpay they never gave me so much trouble. I will say on a positive note that the customer service is waaaaaayyyyyy better than last time and they are able to reverse my transaction since it wasnt working out.
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