I have the same problem as most everyone else! I have a 24 month easy pay and several 6 months no interest. Every single month I have to call to have my payments allocated to the 6 month purchases or all of it goes to the easy pay. So, when I call and ask they always wait for one to 2 billing cycles to make the change just so they can get the extra interest accrued. This seems so illegal and I know that they have been sued for similar practices. They do think we are stupid. Like someone else said...why can't they just make a check box as to where we want the payment allocated. I am able to do this with several other credit accounts so I know that it is not to difficult to do. Sure, Paypal is an easy way to pay for online purchases and I have never let things get to the point where I am paying interest, but I am paying everything off on this account and although, I am not going to close it, I am not going to use it for interest free purchases. They make a lot of money off the sellers when we buy things using PayPal, too bad that just isn't good enough for them.
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