I've been with PayPal for approx. 12 years. Recently they've been emailing me saying I'm almost at the limit of my spending allowance. There has never been a 'Limit' on my card before. Not since I first set it up years ago. They're now asking me to set up a Direct Debit so they can take money from my account every so often to put into my Wallet. I don't want to do this. I don't use Paypal constantly & could end up with a goodness knows how much in my Wallet when it should be in my bank. Have Paypal now turned into a bank? Is this something new to the UK? Thanks in advance.
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