I'm in the exact same situation and I'm rather annoyed about it. I've had 7 previous cash advances and the last one being last October for £28,000 + a fee of £5,142. Last week I paid the remaining £5420 off in full. I haven't been affected by COVID, I'm up 59% in sales with a yearly turn over of over £140,000. I'm not on the eBay managed systems and don't have to be until the middle of November. I called PayPal three times prior to paying off the loan asking the question are they still giving loans, explained I'm not on the new eBay system and all three people told me it would be exactly the same as before when applying. Surely they should advise you they are not taking loans etc? I've got no chargebacks, no issues and up 59% with each month getting stronger. Surely they would be happy for the custom? I feel like giving a big middle finger to paypal and calling it a day with them. Pathetic that nobody knows whats going on and you gave to wait 72 hours to get a reply from Working Capital.
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